Choose the asset first
Share the type, supplier, price, age and business use of the asset. Existing finance and the expected useful life are helpful points to discuss.
← All finance options
ASSET FINANCE
Asset finance.
Asset finance can support the purchase or use of eligible business vehicles, equipment and machinery. Start with the asset, ownership needs and your business circumstances.
Finance is subject to eligibility, lender assessment, fees and terms. A review is not loan approval. A formal application may involve a credit enquiry and affect your credit score.
A CLEARER WAY FORWARD
From your plans
to your next step.
Start online. Speak with our team. Decide with the information in front of you.
- 01
Tell us what you need
Choose your finance type and share a little about your plans. We’ll let you know what information is needed.
- 02
We review your circumstances
Our team considers your requirements and relevant lender criteria, and asks you to clarify anything that is missing.
- 03
You get a clear explanation
Understand the outcome and possible next steps. Discuss any proposed lender application with AMG before deciding to proceed.
PREPARE FOR YOUR CONVERSATION
Before you apply for asset finance.
Understand the structure
Ask who owns the asset, what security is required and what happens at the end of the term. Loan and leasing arrangements can have different obligations; availability depends on lender assessment.
Plan beyond the instalment
Consider total cost, fees, insurance, maintenance and any balloon or residual. Ask your accountant about tax treatment for your circumstances before choosing a structure.
Related options: equipment finance · truck finance · asset finance · business loans.
THE AMG APPROACH
A clear answer.
Even when the answer
is “not right now”.
If AMG cannot progress your enquiry, you deserve to understand why. Our team will explain the information reviewed, the reasons we can establish and what you could address before returning.
Choose a written explanation by email, or keep the details in your account and receive an email link.
How our review worksYOUR WRITTEN OUTCOME
Clarity for your next step.
- 1What we reviewed
The circumstances and information considered by AMG.
- 2Why we could not proceed
The reasons available to us, clearly distinguished from any lender feedback.
- 3What you could address
Practical next steps, further information and when it may be useful to speak again.
Reviewed by the AMG team. Improving your circumstances does not guarantee a future approval.
BEFORE YOU START
Your questions, answered.
Is a finance review a loan approval?
No. AMG reviews your enquiry and available information. Any loan remains subject to lender assessment, eligibility and terms. A lender application is a separate step.
What does it cost?
Ask our team about the service relevant to your enquiry. Any applicable service fee, its amount and terms must be explained and agreed before the relevant service. Interest, lender fees and other loan costs depend on the option discussed.
Will a review affect my credit score?
Requesting an AMG review does not itself submit a lender application. Any subsequent credit checks and lender application are discussed separately. A formal application may involve a credit enquiry and affect your credit score.
What information should I prepare?
Start with your finance purpose, approximate amount and contact details. Depending on the enquiry, the team may later request identification, income, existing commitments and asset or business documents through the appropriate process.
When can I speak with someone?
Call (03) 9034 1448 Monday–Friday, 9 am–5 pm Sydney time. You can start online outside these hours; follow-up is during business hours. Ask the team for the expected review timeframe for your circumstances.
Do you compare every lender?
We consider relevant options available through our lender panel and current accreditations. We do not compare every lender or every product in the market. Ask your broker about the scope of the options considered.
WHAT HAVE YOU GOT PLANNED?
Let’s work out
your next step.
Finance is subject to eligibility, lender assessment, fees and terms. A review is not loan approval. A formal application may involve a credit enquiry and affect your credit score.
Building a career in finance?
Meet the AMG network Explore broker support, mentoring and branding pathways.